Private Credit Reimagined

Predictive Performance for Credit Assets

$343.29 $2,148.34 $874.57 $315.78 $435.82 $156.42 $685.72 $985.43 $357.15 $687.12 $278.64 $354.99 $357.42 $894.73 $341.20 $109.98 $854.33 $145.68$1,531.96 $215.83 $514.68 $604.82 $843.16 $431.87 $681.43 $235.72 $1,256.87 $157.65 $365.43 $514.76 $1,004.73 $370.24 $823.36 $212.85 $141.89 $207.22$137.64 $543.12 $425.53 $1,349.54 $972.43 $357.41 $354.24 $596.84 $679.86 $657.16 $365.47 $657.45 $937.45 $513.89 $365.84 $1,639.44 $205.45 $134.75$628.53 $258.64 $761.16 $496.46 $208.29 $231.76 $189.56 $168.97 $768.52 $1,024.88 $689.72 $345.27 $274.63 $377.61 $108.37$413.18 $647.82 $456.37 $984.13 $309.41 $165.46 $1,501.48 $340.21 $228.64 $371.11 $890.42 $465.32 $651.43 $354.19 $214.53 $231.42 $324.85 $768.53$891.23 $218.93 $1,687.41 $169.98 $318.16 $564.18 $238.22 $415.93 $233.15 $843.77 $1,836.72 $113.65 $689.71 $165.83 $273.47 $443.84 $1,783.88 $167.77$348.92 $678.22 $317.35 $243.72 $684.23 $1,832.76 $691.34 $769.34 $564.35 $984.84 $1,092.55 $239.76 $650.31 $702.82 $357.47 $658.45 $235.42 $135.85 $314.55 $416.78 $546.12$433.84 $231.65 $2,324.38 $264.15 $645.37 $346.16 $137.67 $683.49 $671.38 $804.98 $687.65 $1,648.54 $645.25 $315.54 $589.7101001011 01100001 01110010 01110101 01110011 00100000 01100101 01101110 01100001 01100010 01101100 01100101 01110011 00100000 01110100 01101000 01100101 01101101 00100000 01110100 01101111 00100000 01110010 01100001 01110000 01101001 01100100 01101100 01111001 00100000 01110011 01101111 01110101 01110010 01100011 01100101 00101100 00100000 01110110 01100101 01110100 00101100 00100000 01100011 01101100 01100101 01100001 01101110 01110011 01100101 00100000 01100001 01101110 01100100 00100000 01100001 01101110 01100001 01101100 01111001 01111010 01100101 00100000 01101101 01101001 01101100 01101100 01101001 01101111 01101110 01110011 00100000 01101111 01100110 00100000 01110010 01101111 01110111 01110011 00100000 01101111 01100110 00100000 01100100 01100001 01110100 01100001 00101100 00100000 01110101 01101110 01100100 01100101 01110010 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01101111 00100000 01001001 01101110 01110011 01110100 01101001 01110100 01110101 01110100 01101001 01101111 01101110 01100001 01101100 00100000 01001001 01101110 01110110 01100101 01110011 01110100 01101111 01110010 01110011 00101100 00100000 01001100 01100101 01101110 01100100 01100101 01110010 01110011 00101100 00100000 01100001 01101110 01100100 00100000 01001111 01110010 01101001 01100111 01101001 01101110 01100001 01110100 01101111 01110010 01110011 00100000 01100001 01100011 01110010 01101111 01110011 01110011 00100000 01110100 01101000 01100101 00100000 01100101 01101110 01110100 01101001 01110010 01100101 00100000 01100101 01100011 01101111 01110011 01111001 01110011 01110100 01100101 01101101 001011100x53 0x74 0x61 0x72 0x74 0x69 0x6E 0x67 0x20 0x77 0x69 0x74 0x68 0x20 0x74 0x68 0x65 0x20 0x24 0x31 0x2E 0x33 0x36 0x20 0x54 0x72 0x69 0x6C 0x6C 0x69 0x6F 0x6E 0x20 0x41 0x75 0x74 0x6F 0x20 0x44 0x65 0x62 0x74 0x20 0x4D 0x61 0x72 0x6B 0x65 0x74 0x2C 0x20 0x4B 0x61 0x72 0x75 0x73 0x2019 0x20 0x74 0x65 0x63 0x68 0x6E 0x6F 0x6C 0x6F 0x67 0x79 0x20 0x70 0x72 0x6F 0x76 0x69 0x64 0x65 0x73 0x20 0x70 0x72 0x65 0x64 0x69 0x63 0x74 0x69 0x76 0x65 0x20 0x69 0x6E 0x73 0x69 0x67 0x68 0x74 0x73 0x20 0x66 0x6F 0x72 0x20 0x62 0x6F 0x74 0x68 0x20 0x70 0x72 0x69 0x76 0x61 0x74 0x65 0x20 0x6C 0x6F 0x61 0x6E 0x20 0x70 0x6F 0x6F 0x6C 0x73 0x20 0x61 0x6E 0x64 0x20 0x73 0x65 0x63 0x75 0x72 0x69 0x74 0x69 0x7A 0x61 0x74 0x69 0x6F 0x6E 0x73 0x2E0x55 0x73 0x69 0x6E 0x67 0x20 0x64 0x61 0x74 0x61 0x20 0x61 0x67 0x67 0x72 0x65 0x67 0x61 0x74 0x69 0x6F 0x6E 0x20 0x61 0x6E 0x64 0x20 0x6D 0x69 0x6E 0x69 0x6E 0x67 0x2C 0x20 0x73 0x69 0x67 0x6E 0x61 0x6C 0x20 0x70 0x72 0x6F 0x63 0x65 0x73 0x73 0x69 0x6E 0x67 0x2C 0x20 0x61 0x6E 0x64 0x20 0x6D 0x61 0x63 0x68 0x69 0x6E 0x65 0x20 0x6C 0x65 0x61 0x72 0x6E 0x69 0x6E 0x67 0x2C 0x20 0x54 0x68 0x65 0x20 0x4B 0x61 0x72 0x75 0x73 0x20 0x50 0x6C 0x61 0x74 0x66 0x6F 0x72 0x6D 0x20 0x64 0x65 0x6C 0x69 0x76 0x65 0x72 0x73 0x20 0x63 0x61 0x73 0x68 0x20 0x66 0x6C 0x6F 0x77 0x20 0x69 0x6E 0x70 0x75 0x74 0x73 0x20 0x74 0x6F 0x20 0x69 0x6E 0x76 0x65 0x73 0x74 0x6F 0x72 0x73 0x2C 0x20 0x6C 0x65 0x6E 0x64 0x65 0x72 0x73 0x2C 0x20 0x61 0x6E 0x64 0x20 0x6F 0x72 0x69 0x67 0x69 0x6E 0x61 0x74 0x6F 0x72 0x73 0x2E01001011 01100001 01110010 01110101 01110011 00100000 01101001 01110011 00100000 01100001 00100000 01100011 01110010 01100101 01100100 01101001 01110100 00100000 01101001 01101110 01110100 01100101 01101100 01101100 01101001 01100111 01100101 01101110 01100011 01100101 00100000 01110000 01101100 01100001 01110100 01100110 01101111 01110010 01101101 00100000 01110100 01101000 01100001 01110100 00100000 01110000 01101111 01110111 01100101 01110010 01110011 00100000 01110010 01100101 01100001 01101100 00101101 01110100 01101001 01101101 01100101 00100000 01100100 01100101 01100011 01101001 01110011 01101001 01101111 01101110 01110011 00101110

The Karus Network

Our Solution

Karus' technology is mission critical for investors that want to:

Analyze

existing portfolio credit assets

Diligence

opportunities in subprime credit markets

Purchase

unique, de-risked, double-digit yielding private credit opportunities

Slide Originator &
Alternative Data
Data flows to the secure Karus cloud environment via APIs.
Karus ML
Credit Models
Alternative and Originator data is transformed and passed to Karus ML models.
Financial
Institutions
Predictions and insights are returned via API to our clients in real time.

Originator & Alternative Data

Data flows to the secure Karus cloud environment via APIs.

Karus ML Credit Models

Alternative and Originator data is transformed and passed to Karus ML models.

Financial Institutions

Predictions and insights are returned via API to our clients in real time.

The Karus Network

Platform

Starting with the $1.36 Trillion Auto Debt Market, Karus’ technology provides predictive insights for both private loan pools and securitizations.

The Karus Portal, which delivers our analytics and visualizations, is designed to seamlessly integrate with credit investors’ daily work flows and supplement existing investment diligence platforms.

Overview Overview General summary of any structured or unstructured pool of credit assets Loan Tape Current & Predicted Performance Backtesting Modeling Insight Underwriting Insight Loan Tape Loan Tape Gives investors access to transaction level and current status datasets for all loans within the pool of credit assets Overview Current & Predicted Performance Backtesting Modeling Insight Underwriting Insight Performance Current & Predicted Performance Historical and Karus predicted performance delivered in charts and visualizations Loan Tape Overview Backtesting Modeling Insight Underwriting Insight Backtesting Backtesting Highlights the accuracy and track record of Karus’ machine learning models Loan Tape Current & Predicted Performance Overview Modeling Insight Underwriting Insight Modeling Insight Modeling Insight Details the accuracy of Karus’ cash flow prediction vs. other methodologies and provides insight model decision making Loan Tape Current & Predicted Performance Backtesting Overview Underwriting Insight Underwriting Insight Underwriting Insight Detailed feature and risk insights derived from the millions of loans Loan Tape Current & Predicted Performance Backtesting Modeling Insight Overview

Interactive Showcase

Hover or click on each glowing hotspot to learn more or navigate to other parts of the showcase.

About Us

Meet Our Team

Aaron Travis

Aaron Travis

CEO

James Harrison

James Harrison

COO

Paul Kostoff

Paul Kostoff

CTO

Rana Thatishetti

Senior Data Scientist

Our Advisors

Our Investors

StageDotO logo

StageDotO

Early stage venture capital firm with expertise in operational excellence and strategic growth.

Wilson Sonsini Goodrich & Rosati

For nearly six decades, Wilson Sonsini has represented the technology pioneers associated with virtually every milestone innovation.