The AI Engine for Auto Finance

Karus empowers auto dealers, originators, and lenders to optimize areas of underperformance and amplify existing strengths
in application volume underwritten at point-of-sale
in receivables underwritten post-origination

Traditional Auto Lending is Broken

Traditional Approach
Logo in The Karus Solution box
Miscategorized borrowers
Unsophisticated loan structuring & pricing
Lengthy and archaic loan origination process
Suboptimal lending decisions & strategies
Lack of access into portfolio performance insights & predictions
Machine learning & AI- powered underwriting models
Machine learning & AI -powered loan structuring and predictive pricing
Automation of the underwriting, verification and decision making process
Real-time data shared throughout the lending value chain
Robust analytics for portfolio & risk management