Private Credit Reimagined

Next Generation Credit Technology for Originators, Lenders, and Investors.

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The Karus Network

How does it work?

Karus is a credit intelligence platform that powers real-time decisions. Using data aggregation and mining, signal processing, and machine learning, The Karus Platform delivers cash flow inputs to investors, lenders, and originators.

Starting with the $1.36 Trillion Auto Debt Market, Karus’ technology provides predictive insights for both private loan pools and securitizations.

Karus provides solutions to Institutional Investors, Lenders, and Originators across the entire ecosystem and enables them to rapidly source, vet, cleanse and analyze millions of rows of data, understand borrower and lender behavior, and gain access to additional sources of capital.

Originator Data

Exclusive originator data powers our machine learning models by giving us the target features we need to accurately score and price private credit. Originator data comes in the form of loan tape, premiums and loss history, and transactional formats.

Alternative Data

Our machine learning engineers have seen time and again that supplementing originator data with alternative data sources leads to improved model accuracy. Alternative data sources that play prominently in our models include government databases, open source APIs, and geolocation data.

Slide Originator &
Alternative Data
Data flows to the secure Karus cloud environment via APIs.
Karus ML
Credit Models
Alternative and Originator data is transformed and passed to Karus ML models.
Financial
Institutions
Predictions and insights are returned via API to our clients in real time.

Originator & Alternative Data

Data flows to the secure Karus cloud environment via APIs.

Karus ML Credit Models

Alternative and Originator data is transformed and passed to Karus ML models.

Financial Institutions

Predictions and insights are returned via API to our clients in real time.

The Karus Network

Platform

Karus believes in giving our customers flexibility when accessing private credit scoring and insight. That’s why we offer both a seamless REST API and a software interface, the Karus Portal.

The Karus Portal, which delivers our analytics and visualizations, is designed to seamlessly integrate with credit investors’ daily work flows and supplement existing investment diligence platforms.

Like what you see in the Karus Portal? Every datapoint and table available in our web application is available via our API suite. This allows developers and sophisticated investors to integrate Karus insight and data directly into existing workstreams & reporting tools.

Slide

REST API

Integrate Karus scoring into existing applications or build custom dashboards powered by Karus technology.

Karus Portal

Access Karus scoring and insight via our software offering with custom insight and scoring across our network of originators.

About Us

Meet Our Team

Aaron Travis

Aaron Travis

CEO

James Harrison

James Harrison

COO

Paul Kostoff

Paul Kostoff

CTO

Rana Thatishettti

Senior Data Scientist

Sailendra Mishra

Sr. Machine Learning Engineer

Our Advisors

Our Partners

StageDotO logo

StageDotO

This venture capital firm focuses on early-stage companies.

Wilson Sonsini Goodrich & Rosati

For nearly six decades, Wilson Sonsini has represented the technology pioneers associated with virtually every milestone innovation.