Karus is a credit intelligence platform that powers real-time decisions. Using data aggregation and mining, signal processing, and machine learning, The Karus Platform delivers cash flow inputs to investors, lenders, and originators.
Starting with the $1.36 Trillion Auto Debt Market, Karus’ technology provides predictive insights for both private loan pools and securitizations.
Karus provides solutions to Institutional Investors, Lenders, and Originators across the entire ecosystem and enables them to rapidly source, vet, cleanse and analyze millions of rows of data, understand borrower and lender behavior, and gain access to additional sources of capital.
Our machine learning engineers have seen time and again that supplementing originator data with alternative data sources leads to improved model accuracy. Alternative data sources that play prominently in our models include government databases, open source APIs, and geolocation data.